married life guide

Getting into married life is a major decision. It is not as simple as changing your clothes or your shoes. It consists of a whole lot of opportunities – and a lot of leaving behind. But since you practically want to spend the rest of your life with that one person you choose to marry, then this kind of life change is not hard to embrace. After all, all your life, you’ve dreamed of this moment.

Now that you are through planning wedding dresses, wedding cakes and your wedding decor – Toronto or elsewhere – the next big thing is to prepare for your whole life together. Fretting over the design of your bridesmaid dress and the color of your bouquet is nothing compared to getting into married life.

So given that all preparations for the wedding is done and you’ve finally chosen one from among equally fabulous wedding dresses, the following are some of the things that you need to be prepared for:

1. Establish your love nest.

Especially if you have not started living together, among the most important things to consider after the wedding ceremony is where you, as a couple would live. Should you, as the wife, move in with your husband? Or would your husband need to be in your house? Are you going to live with one of your in-laws? This is a major decision that both you and your husband-to-be should tackle even before the wedding dresses selection gets done.

If you choose to get a new place, then be ready with the down payment. Also, plan on how many days it will take to move all of your stuff in your love nest.

2. Clarify your financial arrangements.

As husband and wife, of course what the husband owns will now be his wife’s – and the other way around. Unless you belong to the filthy rich, then you don’t need to have all those pre-nuptial agreements signed.

Managing your finances is an important aspect in married life. Talk about it – rather than just assume. If you want, you can discuss who will handle such a household expense. It is the modern times already and gone are the days when the man of the house is solely responsible for all expenses. Take care of some household expenses – for instance, groceries, telephone bills, electric consumption. You probably have had your share in paying for the most fabulous of wedding dresses during your wedding, so might as well contribute to the expenses at home now.

3. Recognize that there will always be something to argue about.

This is not to say that you should be “negative.” Instead, this means that you have to be realistic. It’s not always that you and your husband will have the same train of thought. It is not all the time that the household will be about smiles and sunshine. So, if you acknowledge this, then you will be prepared on how to deal with your partner’s “tantrums.” If you acknowledge this, then you can still have a “perfect life together – despite the arguments and occasional flare ups.

Therefore, wedding preparation should not only end with wedding dresses and members-of-the-entourage selection. Rather, the wedding ceremony should be taken as the starting line of another journey, the so called married life.

Best for Bride – Wedding Dresses and Bridesmaid Dresses

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Portrait of a long life: He’s not retiring – about himself, or from his job In Jack Borden’s long life he’s done everything from delivering ice to being an FBI agent – and he’s not ready to quit Read more on The Christian Science Monitor

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I have been married for 2 years, but me and my husband have been together for 9 years all together. Does anyone on here catch their self thinking of someone from their past. If so what do you think about?
Image taken on 2008-10-12 13:21:18 by starryeyez.

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My insurer gives me a much lower auto insurance quote if I say that I’m married. I could say that my imaginary partner doesn’t even drive. Are there any consequences to listing myself as married? Can it come back to bite me?
Image taken on 2008-10-12 13:02:09 by starryeyez.

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Watch TV star Kerry Katona chat exclusively to GMTV about battling Bipolar, being married to Mark and that famous This Morning interview

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A lot of people dissolve or completely obliterate friendships once they get married, knowingly or unknowingly. I guess because the change in priorities or the need to have friends with other married couples who understand (kind of like with new mothers wanting friends who are also mothers), I only assume.

So for those who are married or have been married, how did marriage affect your relationships with your friends? Did you lose most of them? Did the relationships just become strained?

Or if vice versa, how did your friends feel about your marriage and the affect it has/had on the friendship between you and them?
Image taken on 2008-10-12 12:58:06 by starryeyez.

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My fiance is joining the Marines. We would like to get married after she gets out of basic. What should I know, things that will be heading our way, about marriages, getting housed, etc?
Would prefer any insight a civilian husband has on this.
I want real answers, not jokes, not from people who do not read the question correctly.
And I prefer from civilian husbands, going through this.
Not all women are whores who will hook up with anything with a penis.
Image taken on 2008-10-12 13:17:34 by starryeyez.

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Women have come a long way from the limited career and stay-at-home roles they once had. While more and more women are making financial plans and considering various investments and savings avenues, few take life insurance seriously. Some women don’t even have a life insurance policy. Today’s career woman is equal to her male counterpart in the workplace and also contributes sizably to the running of her home. The services of a stay-at-home mother are equally valuable. In fact, many would consider them invaluable! What would happen to their families if they were no longer around?

Does every woman need life insurance? If someone depends on you, monetarily or otherwise, chances are you need life insurance. Read on.

Types of life insurance
Women can choose either term life insurance or whole life insurance. Term life insurance is only for a particular term, while permanent life insurance is life-long. Permanent life insurance has a cash component attached to it and therefore the premiums are high. Term life insurance on the other hand is very affordable – for the same amount of death benefit as a permanent policy, term life policy premiums are much cheaper. If money is tight, and especially in the early years of their lives, it would work out for most women to opt for a term life insurance, and plan it well so that when the term ends, their financial obligations too are greatly minimized. If you are considering term life, make sure your policy comes with a convertibility option, or a renewability option. This way you won’t need to prove insurability when your policy ends, and it is time to take a new policy.

What married, working women should know about life insurance
The majority of working women who are married contribute to the family expenses and for this reason, dual income households enjoy financial stability. Women in situations like this should know that if they died, their family would not be able to manage a lifestyle similar to the one they currently enjoy. Without this source of income, her loved ones might have to make many changes, and deal with not just emotional loss, but financial insecurity as well. A term life insurance policy would cost a woman next to nothing, yet give her the satisfaction that if she died, her family will not have to make too many sacrifices even as they deal with the loss of a dear one.

What every stay-at-home woman should know about life insurance
The contribution of a stay at home woman is sizeable, but always underestimated. You may not “bring in” the money, but your services definitely save money. Because you take care of the laundry, the cooking, driving the kids around and running errands, your family does not have to spend on these services. If you died, your family would have to hire someone to take care of these services. Babysitting, child care and household help don’t come cheap these days, so make sure you have a life insurance policy that will at least help your family pay for these services, in the event that you are not around.

What single women should know about life insurance
Single women are the most likely to avoid buying an insurance policy. Because you don’t have dependants you probably don’t feel the need for life insurance. However, you may feel the need to purchase a life insurance policy after you have considered these facts. Supposing you died, there would be funeral expenses, unpaid debts, mortgage amounts and possible hospital expenses to be taken care of. If you don’t provide for the same, your aging parents or already encumbered siblings may have to take care of the same. Life insurance and particularly a term life policy will give them instant liquid cash to take care of these immediate expenses.

What single moms should know about life insurance?
As a single mom you are the primary breadwinner of your family, and that is reason enough to buy a life insurance policy. Some single moms however are so caught up with trying to make ends meet, and taking care of everyday expenses that they tend to put off this important matter. If you are worried about not being able to manage expensive premiums, you should know that term life insurance is a very affordable option with monthly premiums equal to the cost of a cup of coffee or a dinner. Surely you can afford that especially when you think of the benefits for your family it could offer?

Important things all women should know

Make sure that you adequately insure yourself. Many women often don’t know how much life insurance they need. As a rule of thumb, insure yourself for about 10 times your current salary. If you are a stay at home mom, make sure the figures add up to the total cost of hiring the services you provide, after taking inflation into account.
Buy your term life insurance policies online. The free online term life quotes really work. Online agencies deal with hundreds of life insurance companies and they are truly able to give you the best rates for policies that best match your requirements.
When you buy a life insurance policy make sure your family is kept in the know. Keep the documents safe, and let your family know where they are.
If your partner or spouse doesn’t have life insurance policies, convince him to get insured.
If you don’t know too much about life insurance, consult a professional advisor who can guide you and help you decide on the right policy.

With a life insurance policy you can rest easy knowing that your family will be well taken care of, no matter what.

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If married less than 10 years. What will the spose be able to receive fiancially?
Image taken on 2008-10-12 13:02:09 by starryeyez.

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Lost offers up some big answers about eyeliner guy Finally! More answers than questions for our latest installment of what’s up with ABC’s Lost , as we take a look at the story of Richard Alpert in “Ab Aeterno,” certainly one of the most mysterious characters on the series, since he doesn’t age and has been endlessly loyal to Jacob. ( It’s questions and mega answers, so spoilers ahead! ) Read more on Sci Fi Wire

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