married life guide

i have an online friend whom i know since 5 years. both of us are married. we were in the different countries but then my hubby got transfered from job to the place where my online friend lives. after settling down we met online then i insisted him to meet somewhere. on the same afternoon we met and went for a long drive. it was my first time i was with stranger. we were holding our hands while he was driving. we kissed (french kiss) in the car at parking lot. we enjoyed that moment of ectasy , then he dropped me home. since then i cant forget that moment. after that afternoon we never met. once in a while he comes online. seeing him online my heart beat increases. his thoughts his passionate kiss always disturbs my mind. my sex relations with my hubby is disturbed. i am trying to forget him but cannot. show me the proper way so i get rid of all this. .Soon is my wedding anniversary. shall i confess about all this to my husband? please guide me…..thank you
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22 minutes ago
actually i love my hubby very much its being 12 years of our marriage. i am very scared to confess. is there anyother suggestion apart from confessing?
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Women have come a long way from the limited career and stay-at-home roles they once had. While more and more women are making financial plans and considering various investments and savings avenues, few take life insurance seriously. Some women don’t even have a life insurance policy. Today’s career woman is equal to her male counterpart in the workplace and also contributes sizably to the running of her home. The services of a stay-at-home mother are equally valuable. In fact, many would consider them invaluable! What would happen to their families if they were no longer around?

Does every woman need life insurance? If someone depends on you, monetarily or otherwise, chances are you need life insurance. Read on.

Types of life insurance
Women can choose either term life insurance or whole life insurance. Term life insurance is only for a particular term, while permanent life insurance is life-long. Permanent life insurance has a cash component attached to it and therefore the premiums are high. Term life insurance on the other hand is very affordable – for the same amount of death benefit as a permanent policy, term life policy premiums are much cheaper. If money is tight, and especially in the early years of their lives, it would work out for most women to opt for a term life insurance, and plan it well so that when the term ends, their financial obligations too are greatly minimized. If you are considering term life, make sure your policy comes with a convertibility option, or a renewability option. This way you won’t need to prove insurability when your policy ends, and it is time to take a new policy.

What married, working women should know about life insurance
The majority of working women who are married contribute to the family expenses and for this reason, dual income households enjoy financial stability. Women in situations like this should know that if they died, their family would not be able to manage a lifestyle similar to the one they currently enjoy. Without this source of income, her loved ones might have to make many changes, and deal with not just emotional loss, but financial insecurity as well. A term life insurance policy would cost a woman next to nothing, yet give her the satisfaction that if she died, her family will not have to make too many sacrifices even as they deal with the loss of a dear one.

What every stay-at-home woman should know about life insurance
The contribution of a stay at home woman is sizeable, but always underestimated. You may not “bring in” the money, but your services definitely save money. Because you take care of the laundry, the cooking, driving the kids around and running errands, your family does not have to spend on these services. If you died, your family would have to hire someone to take care of these services. Babysitting, child care and household help don’t come cheap these days, so make sure you have a life insurance policy that will at least help your family pay for these services, in the event that you are not around.

What single women should know about life insurance
Single women are the most likely to avoid buying an insurance policy. Because you don’t have dependants you probably don’t feel the need for life insurance. However, you may feel the need to purchase a life insurance policy after you have considered these facts. Supposing you died, there would be funeral expenses, unpaid debts, mortgage amounts and possible hospital expenses to be taken care of. If you don’t provide for the same, your aging parents or already encumbered siblings may have to take care of the same. Life insurance and particularly a term life policy will give them instant liquid cash to take care of these immediate expenses.

What single moms should know about life insurance?
As a single mom you are the primary breadwinner of your family, and that is reason enough to buy a life insurance policy. Some single moms however are so caught up with trying to make ends meet, and taking care of everyday expenses that they tend to put off this important matter. If you are worried about not being able to manage expensive premiums, you should know that term life insurance is a very affordable option with monthly premiums equal to the cost of a cup of coffee or a dinner. Surely you can afford that especially when you think of the benefits for your family it could offer?

Important things all women should know

Make sure that you adequately insure yourself. Many women often don’t know how much life insurance they need. As a rule of thumb, insure yourself for about 10 times your current salary. If you are a stay at home mom, make sure the figures add up to the total cost of hiring the services you provide, after taking inflation into account.
Buy your term life insurance policies online. The free online term life quotes really work. Online agencies deal with hundreds of life insurance companies and they are truly able to give you the best rates for policies that best match your requirements.
When you buy a life insurance policy make sure your family is kept in the know. Keep the documents safe, and let your family know where they are.
If your partner or spouse doesn’t have life insurance policies, convince him to get insured.
If you don’t know too much about life insurance, consult a professional advisor who can guide you and help you decide on the right policy.

With a life insurance policy you can rest easy knowing that your family will be well taken care of, no matter what.

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If married less than 10 years. What will the spose be able to receive fiancially?
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Susan Boyle’s closest relatives are locked in a battle over fears her fortune could be falling into the wrong hands Behind the scenes of the singer’s lucrative career, Susan’s own family is at war over her future. Read more on Daily Mail

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I’m in the process of getting a divorce (he finally moved out after I told him that if he can’t stop lying and start respecting me and our marriage, that he needs to go). Well, he said he can’t stop and he left. I couldn’t believe it. At first, I was devastated b/c I thought he would decide that his pattern of emotional affairs, lying to me constantly about anything and everything, lying about me to gain pity & acceptance about his behavior from his family & peers, secret & privatized blogs & social profiles created in order to meet women & brag about his exploits to his online friends, using me as a cash cow & just all around jacka$$ery weren’t honorable & he would change or get help.

But at least he was honest – he can’t change (I’ve always thought that line made a better lyric than life motto, but whatevs). So now he “misses” me & wants to go on dates & go to marriage counseling…but he also has a new place, a girlfriend, told all his friends that he’s left his horrible wife, and his outgoing message on all is IMs is “free at last”…so uh…I think not. Despite my obvious low self esteem (which I’m working on) I’ve already moved on – sold everything he left behind that reminded me of him (he already said he took everything he wanted) & bought new furniture with the dough. I’m taking up new hobbies & I’ve increased my work time for extra dough and to take up extra time, frankly.

Sure, I’m sad. But he’s been a jerk since day one and I was a young fool who married too early & thought the world would end if my marriage did. Well, it didn’t. He’s just gone. More gone, I mean. We really never had much of a marriage. So I am looking for books from those who’ve been there. I’m still young, still within child-bearing age (we did not have kids) and I have what I consider to be a brilliant life ahead of me – as well as a supportive family & a few very close friends. I’m ready to move on & I am, much to my surprise…but I’d still like to read a book to help “guide the way”.

I’m also seeing a therapist/life coach…after years of emotional and sexual abuse and neglect (and occasional physical abuse), I think it’s necessary. Any ideas for books, though? Thanks in advance.
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www.thoushaltlaugh.com – Chinese immigrant comedian Joe Wongs hilarious take on being married. THOU SHALT LAUGH is the worlds most popular Christian stand-up comedy DVD series.

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For those of you who lived with someone before marrying them, what changed? Did you just feel more committed, and have legal validation?

Please do not respond if you have not lived with someone and then married them. Thank you.
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assalaam alaikum….brothers and sisters…..

im sorry for asking such questions again and again…..im goin crazy n feel guilty for wat happnd…

when i was 12 or 13 i started to masturbate n didn’t know wat is this thing n become addicted..my private parts r dark in colour now…b4 it wasn’t……in an accident i broke my hymen…wen i turned 19 i came to know wat is this awful thing n it’s haraam in islam…i repented n ask for forgiveness…n left it …Alhamdulilah….May Allah forgive me And my fellow brothers and sisters and show us the straight path……

my question is should i tell the boy whom i will get married….this is because…i fear wat if after my marriage he thinks im not a virgin n had physical relations with someone…..it will become a huge problem for me……n if so…than how should i tell him……because no one know this n i dont want any1 to know abt my dark past…..plz answer my question…….coz one single step can change everything in my life……im seeking advice from u all…plz guide me in the right path….ONE SINGLE YES OR NO MIGHT BRING DARKNESS OR LIGHT IN FUTURE……..

i hope u’ll understand n guide me in the right path….

Thanks in Advance

Allahafiz
Allahafiz
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Before you do anything else planning your wedding you must set your wedding date. It is a fun project, but be prepared to be challenged. Determining the best possible wedding date sounds easier than it is. Prior to you making your decision, there are many events and significant dates to take into account. The day you get married will be determined by factors such as venue availability, holidays, school schedules, who can attend, and many more.

More or less, there is 12-18 months between the time of engagement and the wedding day. Since there are so many parts to planning a successful wedding, one year may not be enough time for many. Before setting your date for the big day, you have to consider the schedules of everyone important to you. If you want the most important people in your life to attend your wedding, you must consider their schedule. Business assignments, birthdays, graduations, vacations, and other events may prevent people important to you attending your wedding day.

Getting married during the hottest wedding season has many challenges. It is not only more difficult to find available vendors and venues; the prices are normally higher too. Consequently, be prepared to pay premium for reception sites, photography services, flowers, limos, etc. In addition to hire costs, you have to consider challenges based on availability. Your dream location may not be available on your dream date, so don’t fall in love with a venue until you have secured it for your date.

May through September are among the busiest months for weddings. If you can, consider getting married one of the off months. November through April gives you more opportunities to choose reception venues. In addition to having more options, you are going to be in much better position to negotiate a better price. During the slower months, you are bound to get better service because more vendors are competing for your business.

If you are going to get married on a Saturday, be prepared to compete with many other brides for the same venues and services. Saturday is the most convenient day for your invitees, but it means you have to deal with scheduling challenges and hire costs. Fridays and Sundays are considered the next best days and are still much more convenient than other days.

There is no wedding date without its challenges, and there are sure to be pros and cons to any possible date. Your challenge is to consider the best possible wedding date based on your needs and desires.

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We all believe that we would never date someone who is married and agree to be “the other woman” or “the other man” but this happens quite a bit. Many times we meet someone that we really like, we enjoy spending time with them, and when we are emotionally invested that is when we learn that they are married. In other instances we just ignore our typical moral judgments and we continue to date the person who is married despite what we have always told ourselves.

Dating someone who is married can be challenging in many respects, especially if they are still married and living with someone who doesn’t know that they are seeing you! You may find that it is a bit exciting at first, because sometimes it can be very exciting to do things “on the down low” and be the mysterious person that your love interest sneaks away to. After awhile though, it will start to become bothersome to most people because they cannot see their lover when they want to, and they can’t call when they want to, and you may even end up spending holidays by yourself.

Sneaking around is only fun for awhile and then it becomes a burden. When we really like someone we want the world to know that we are with them and when you are dating someone who is married it is really difficult to do this. When sneaking around stops being fun you have two options. The first option is just to stop seeing the person and go on your way. You can let them know that it was fun while it lasted but that you are not willing to continue leading a life that is a lie. The other option is to keep dealing with it.

Many married people who are dating outside of their marriage continue to say that they will leave their spouse if you just give them time. If you want to give the person the benefit of the doubt you can always give them a bit of time, but don’t assume that they will do this. This is often a stall tactic. Another thing that you have to remember is that if a person was willing to cheat with you, they are probably willing to cheat on you.

Is this the type of person you really want to invest any more time and energy on? This is not to say that you can’t have real feelings for a married person, it’s just a fact that most relationships that start in an affair end the same way and this really is just not worth it for most people. There are plenty of single people who can provide you with a great experience all around.

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